1) In Maruti Insurance Zero Dip claims are unlimited i.e. there is no limit on No. of claims with ZD benefits but Other Insurance companies are having a limit of 2 claims only.
2) In Maruti Insurance Major Consumables are covered but in Other Insurance companies there is no coverage for consumables.
3) In Maruti Insurance Tyres are covered but in Other Insurance companies there is no coverage to tyres.
4) In Maruti Insurance coverage to Airbags is there but in Other Insurance companies there is no coverage to Airbags.
5) In Maruti Insurance Coverage against Rat Bite loss is covered but in Other Insurance companies there is no such coverage at all, under this coverage loss of wiring harness, and electronic products are covered
6) In Maruti Insurance Coverage to Battery is provided but in Other Insurance companies there is no such coverage.
7) Under EP in Maruti Insurance Engine seize WRT Hydrostatic, Oil leak, over heat and over acceleration is covered but in Other Insurance companies only hydrostatic lock only gets covered and in this quote there is no EP benefit to the customer at all….
8) Under RTI in Maruti Insurance at the time of Total loss or Theft claim, customer claim will be settled to EX-Showroom price + 12% RTA Tax + Comprehensive insurance premium but in Other Insurance companies only EX-Showroom will be settled
9) In Maruti Insurance towing facility up to 1500/- is free.
10) In Maruti Insurance cashless facility is available in more than 3000+ Workshops across PAN India.
11) In Maruti Insurance there is no deduction on Salvage ( Old Part) but in competitor 8% is deducted as salvage deduction on total claim liability.
12) In Maruti Insurance cost of compulsory excess (claim fees) is Rs.1000 only but in Competitor the compulsory excess (Claim Fees+ Inspection Fees+ Documentation charges) is more than Rs. 3000.
13) Maruti Insurance quote consists of Zero Dep, Engine Protect and Return to Invoice add-Ons whereas the competitor quote consists of only Zero Dip without consumables.
[12:13 PM, 25/10/2023] +91 91009 80762: please check this sir
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